Personal debt overview

Cards, installments and a lease — one page.

Balances, utilization, due dates and cycle status. Connect what you want, enter the rest.

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Overview

August 2026

Total owed

$14,055

Cards: 44%; $6,240
Installments: 38%; $5,315
Lease: 18%; $2,500

38%

Credit utilization

Healthy

$6,240 of $16,500 available

Coming up

In 3 days

Aug 22

Chase Sapphire

Statement $1,240

$185

Affirm — Sofa

Aug 26

$92.40

Toyota Lease

Sep 1

$389

Amex Gold

Sep 4

$150

Private by designManual or connectedNo connection required

Every account, at a glance.

Cards show utilization, installments show how far you've paid, a lease shows its term — whether you connect them or type them in.

Chase Sapphire

Chase

$1,240

of $6,000 limit

21%

Amex Gold

American Express

$2,860

of $7,500 limit

38%

Affirm — Sofa

Affirm

$831

left to pay

6 of 12 paid

Toyota Lease

Toyota Financial

$389/mo

monthly

Ends Mar 2027 · 19 of 36 months

Setting up

Three steps, then it keeps itself current.

1
Add a card or loan
Balance, limit, APR — whatever you know.
2
Set the due date
FinStudio rolls the cycle forward for you.
3
See what's next
One list, ordered by what's due soonest.

Know where you stand.

Free to start. Connect an account or enter it yourself — nothing is shared.

Get started